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Why should you bother with life insurance? It provides the basis for your overall financial strategy and allows you to plan for the future. Every day individuals benefit from life insurance. They enjoy security and protection because family members or loved ones purchased policies before their deaths.
Some people equate the need for life insurance with having a family. In fact, the value of life insurance applies to many situations -- a parent raising a child alone, a couple with several children, a single person with parents who need care, or someone wishing to leave behind a lasting legacy.